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Associate Wealth Advisor

Manish Thomare

Driven by a passion for personal finance, Manish focuses on cross-border wealth management, especially in service of the Indian diaspora. As someone who has worked in India, the Middle East, and the US, Manish is uniquely positioned to bridge financial planning and global perspectives, helping clients navigate complex financial situations across the globe.

Manish has led a diverse career, working first in electrical engineering before moving into the technology sector after completing his MBA. Along that path, he developed a keen interest in finance, M&A, valuation, and cross-functional leadership.

Professional Degrees & Credentials

  • MBA, Indian Institute of Management–Calcutta, India
  • Bachelor of Engineering-Electrical, Shivaji University, India
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Beyond Work

The joy of curiosity and growth

Manish grew up in numerous different cities in India, an experience that gave him a lifelong desire for new experiences. In adulthood, this curiosity took him to other countries, where new cultures enriched his understanding of humanity and its diverse traditions, histories, and perspectives. Manish still finds immense joy in travel and being able to immerse himself in the unique sights, sounds, and stories of each new destination.

Since moving to the US, Manish has also developed a passion for gardening, particularly hydroponics, a soil-free farming method where plants grow in nutrient-enriched water. This hobby has led him to connect with gardening communities of the East Bay, where you can often find him exchanging ideas and learning beside fellow enthusiasts.

Vertical farming setup with rows of leafy green plants and some ripe strawberries under grow lights.
Blog

Our latest insights from Manish

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A hand holds a puzzle piece labeled "Market Volatility" over a financial chart showing fluctuating candlestick patterns.
  • My Money & Me
4 min read

Steady Wins: The Hidden Advantage of Value-Driven Portfolios

Does taking on more risk actually improve long‑term returns? To examine how varying levels of portfolio volatility can influence long‑term compounding, consider a simple illustration comparing two hypothetical investors under the same set of assumptions.
A compass with a gold arrow pointing toward the word "INVEST" and a sphere displaying the Indian flag at the center.
  • Indian American
10 min read

GIFT City: Better Than Before, But Is It Really Good for US-based Individual Investors?

Gujarat International Finance Tec-City (GIFT City), India's first International Financial Services Center, has emerged as a significant development in the country's financial landscape. Positioned as India's answer to global financial hubs like Singapore and Dubai's DIFC, GIFT City has attracted considerable attention from investors, particularly Non-Resident Indians. However, as we examine the structure and offerings more closely, a critical question emerges: does GIFT City truly serve all investor segments equally, or is it primarily beneficial for a select few?
A man and woman sit at a desk with paperwork, smiling and listening to another person who is showing them something on a laptop.
  • Financial Planning, Indian American
8 min read

The Real Value of a Financial Planner

If you've ever wondered whether paying a financial planner is worth it, you're not alone. After all, why pay someone year after year when you could invest in a simple index fund yourself or pay for one-time advice and be done with it? Here's the truth that might surprise you: If you think a financial planner's job is just picking stocks and funds, you're missing about 80% of what they do.
A person wearing a yellow jacket and backpack stands on a hilltop with arms outstretched, overlooking a vast landscape of mountains under a clear sky.
  • Financial Planning, Indian American
3 min read

Financial Planning is About Freedom, Not Fear

Money is a powerful tool, but it's not the ultimate goal. Too often, people get caught up in the cycle of worrying about investments, retirement dates, and market fluctuations. They obsess over spreadsheets and projections, thinking that certainty will bring peace. The truth is simple: life isn't lived in numbers; it's lived in moments.
A last will and testament document on a table with a pen, a small house model, a pocket watch, and several hundred-dollar bills.
  • Estate Planning, Indian American
4 min read

Estate Planning Across Borders: Avoiding Costly U.S.–India Mistakes

For Indian families in the U.S., managing wealth across two countries can feel like navigating a maze blindfolded. With different laws, taxes, and inheritance rules, a simple act of passing on your assets can lead to unexpected tax bills and family disputes.
  • Indian American
3 min read

Comparing Investment Management & Wealth Management

Over the past few weeks, I’ve been catching up with friends and acquaintances, introducing them to my new profession in the world of wealth management. To my surprise, I’ve realized that many people—even those with thriving careers and significant investments—are unclear about the difference between investment management and wealth management. Since this seems to be a common source of confusion, I thought it would be helpful to write about it, especially for Indian Americans managing cross-border financial lives.