Financial planning designed with you in mind
Go beyond traditional financial planning and get a personalized framework that is adaptable, flexible, and created just for you.
Financial Planning
Work with your money in a way that gives you the power
Creating an effective financial plan entails more than just talking about the possibilities; you need to have a grasp on the details so you can make empowered decisions.
Our advisors will cover the fundamentals—cash flow planning, risk assessment, tax planning—but they won’t stop there. Depending on your circumstances and aspirations, your personal financial framework will be adjusted so you can continue to use your wealth efficiently and effectively.
Financial planning for who you are
Your life is unique. That’s the golden thread we use when we help you weave a pattern of wealth.
We started investing with Griffin Black at least 10 years ago. Such a smart move on our part. The team responds quickly and gives great advice and HELP. We are happy and grateful. 
Great team, very responsive to queries and extremely knowledgeable. 
Our Financial Planning Services
Your plan depends on your needs and the engagement model you choose.
- Cash flow planning
- Insurance and risk assessment
- Tax planning
- Retirement readiness
- Capital structure (debt) strategy
- Wealth transfer and estate planning
- Retirement cash flow planning
- College planning
- 401(k) and pension setup and maintenance for small business owners
- Complex tax projections for small business owners
- Private investment opportunities
- Consulting on current 401(k) accounts
- Charitable giving, including Donor Advised Funds
- Complex trusts and estate administration
- Real estate purchases and mortgage analysis
- International and cross-border wealth planning
- Equity compensation analysis and recommendations
- Employee benefits review and recommendations
- Social Security and Medicare analysis and planning
- 529 Plan setup and maintenance
- Investing for kids
FAQs
Who do you work with?
We specialize in serving a few distinct groups. Executives and professionals in demanding careers—especially those in tech and biotech—can benefit from our specialized knowledge and ability to grasp the complexities that they deal with when managing their finances. We also excel in helping solo-preneurs and small business owners figure out how to integrate their business and personal financial goals. Finally, we have unique experience serving Indian Americans and Americans living in India, as well as the unique opportunities and struggles this population faces.
What are the fundamental components of financial planning?
In addition to a solid investment strategy, we help with cash flow planning, insurance, risk assessment, tax planning, retirement readiness, capital structure (debt) strategy, and wealth transfer (estate) plan.
My life has just gone through a big change. Can you help me figure out what that means for my finances?
Absolutely. Many of our clients first come to us when life throws them a curveball or they embark on a new adventure. We’ve assisted clients who are starting a family, taking a sabbatical, going through a divorce, changing careers, moving abroad, and more. Career transitions like substantial promotions, advancement opportunities, or job loss are all well within our realm of expertise.
Why should I trust Griffin Black with my financial planning needs?
We are a Registered Investment Advisor (RIA) firm, which means that we work directly for our clients and have an open-ended, fiduciary responsibility toward you. We don’t owe our primary allegiance to any company or product vendor, so we are able to recommend what we truly think is best for you. If there are any potential conflicts of interest, we must disclose these so you can decide for yourself if you want to take our advice or leave it.
