Financial Planning Services

We believe there’s a fundamental difference between traditional financial planning, which is static and often impersonal — and a Personal Financial Framework that’s adaptable, flexible and highly personal. It’s a disciplined approach to working with your money that gives you power over it, and that helps ensure that you use it as efficiently and effectively as you possibly can. While it’s great to talk about vision and high-level possibilities, it’s also good to understand the details. So let’s take a look at some of the specific activities and tasks that we undertake in support of our clients. Priorities depend on each client’s unique needs, and the engagement model that they choose.

Fundamentals

In addition to a solid investment strategy, an effective financial plan will take the following elements into consideration:

  • Cash flow planning
  • Insurance / risk assessment
  • Tax planning
  • Retirement readiness
  • Capital structure (debt) strategy
  • Wealth transfer (estate) plan

A large tree with thick, sprawling roots and numerous branches extending outward, surrounded by green foliage.

Supporting Life’s Transitions

As it turns out, many of our clients come to us when life throws them a curveball. These are inflection points in life that present both extraordinary risks but also dramatic opportunities. It’s important to get them right, and we can help clients do just that. Examples include:

  • Starting a family
  • Taking a sabbatical
  • Divorce
  • Loss of a job
  • Changing careers
  • Moving abroad
  • Founding or exiting a company
  • Retirement
  • Loss of a loved one
  • Substantial promotion or career advancement

Special Situations

Beyond the basics, there are many other areas where we can help clients more efficiently and effectively navigate the both/and of their financial choices and life situations. For example:

  • Retirement cash flow planning
  • College planning
  • Small business owners:
    • 401(k) setup & maintenance
    • Pension plan setup & maintenance
    • Complex tax projections
  • Private investment opportunities
  • Consulting on current 401(k) accounts
  • Charitable giving, including Donor Advised Funds
  • Complex trusts & estate administration
  • Real estate purchases & mortgage analysis
  • International / cross-border wealth planning
  • Equity compensation analysis & recommendations
  • Employee benefits review & recommendations
  • Social Security / Medicare analysis & planning
  • 529 Plan setup & maintenance
  • Investing for kids

What can we help you find?

A multicolored pie chart with several segments of varying sizes, including prominent red, yellow, and pink sections. The chart is displayed on a light gray background. No labels or data values are visible.

Griffin Black Portal

  • Investment Reporting
  • Meeting Notes
  • Account Statements
  • Single Signon to eMoney
  • Billing Statements
  • Document Sharing
  • Tax Statements (1099s, etc)
A laptop screen displaying a financial management dashboard with account balances, net worth, investment details, and financial goals for users named James and Stephanie Chaplin.

emX / eMoney

  • Financial Planning Tool
  • Account Aggregator
  • Budgeting & Spending
Logo of NetXInvestor featuring the text "NETX" in gray and "INVESTOR" in orange, with a stylized arch above the text.

NetXInvestor®

  • e-Delivery – Going Paperless
  • Tax Documents (1099, 1099R, etc.)
  • Account Statements
  • Pershing Communications