Get Started
Client Login
A man in a maroon kurta sits on the grass with others, smiling and relaxing outdoors with trees in the background.
A red silk saree with golden floral patterns is displayed alongside a string of pearls.
A multi-generational family in traditional Indian attire poses together on a sofa with gifts and sweets, against a brick wall and indoor plants.

US-India
Cross-Border wealth management

The Indian American community has unique considerations for effective financial planning. Griffin Black advisors understand and embrace these distinctions in order to better serve you.

Get Started
Learn More about Our Process
A man carries a child on his shoulder while a woman walks beside them, smiling and holding a phone, outdoors near green bushes.
A traditional building with ornate yellow and blue facades stands beside a clear outdoor pool under a bright blue sky.
An older woman in a yellow sari sits outdoors, smiling and leaning her head on the shoulder of an older man in a blue kurta, who is also smiling.

global advising

Financial expertise for Indian Americans and Americans in India

Being part of the Indian American community creates a rich tapestry of cultural values and financial considerations.

We recognize that, whether you’re living in the US or India, your financial decisions are often deeply entwined with family in India, cultural traditions, and, potentially, a desire to support loved ones across the globe.

Specialized Guidance

Navigating financial complexities with cross-border competency

Get Started
Learn More about Our Process

Dual residency and taxation

We understand the complexities of US and Indian tax laws, including Foreign Account Tax Compliance Act (FACTA) and Double Taxation Avoidance Agreements (DTAA).

Investment strategies across markets

Grasping the differences in investment opportunities, regulations, and risk profiles in both the US and India is key to effective portfolio management.

Family support and remittance

For many of our clients, efficiently and effectively managing financial support for family members in India while adhering to legal and tax requirements is of utmost importance.

Inheritance and estate planning

We work with legal and tax professionals to help you create plans that address assets in both countries while minimizing tax burdens for your loved ones.

Real estate and remittance

Decisions about your real estate investments and remittance of funds can be fraught with complex considerations. Our advisors can help guide the way.

A horizontal, symmetrical pattern of gold geometric shapes creates a decorative border on a white background.

Our Services

You want comprehensive wealth management, tailored to your global life. We’re committed to making it happen.

Cross-border investment management

Develop investment strategies that align with your goals, risk tolerance, and the regulatory landscapes of both the US and India.

US and India tax planning

Better understand your tax obligations in both countries, identify opportunities for tax efficiency, and work with tax professionals to ensure compliance with all relevant regulations. 

Retirement planning with international considerations

Plan for a secure retirement, whether you envision spending your golden years in the US, India, or a combination of both.

Estate planning for multi-jurisdictional assets

Ensure your wishes are carried out and potential complications are minimized, whether in the US or India, by working with knowledgable professionals. 

Coordination with international professionals

Get a holistic and integrated approach with the right kind of legal, tax, and other professionals, in the US and India.

Concentrated stock portfolios for global executives

Understand investments and stock compensation, and create tax-efficient strategies to unwind concentrated stock positions.

Financial support strategies for family in India

Get skillful and experienced guidance on the most efficient and tax-effective ways to support family members in India.

Education planning for global families

Make a proactive plan for your children’s future education, whether they choose to study in the US, India, or somewhere else in the world.

Get in Touch
Two brown, oval-shaped sesame seeds are placed side by side on a light background. We started investing with Griffin Black at least 10 years ago. Such a smart move on our part. The team responds quickly and gives great advice and HELP. We are happy and grateful. Two gold-colored, leaf-shaped objects are displayed on a light background, positioned side by side and angled slightly away from each other.

Linda

Verified Google Review

Two brown, oval-shaped sesame seeds are placed side by side on a light background. Great team, very responsive to queries and extremely knowledgeable. Two gold-colored, leaf-shaped objects are displayed on a light background, positioned side by side and angled slightly away from each other.

Mark

Verified Google Review

Our Strengths

Why to choose Griffin Black for cross-border wealth management

Specialized expertise and personalized approach

Create a financial plan truly tailored to your life, with deep understanding of your goals, challenges, values, and opportunities.

Trust, transparency, and peace of mind

Have confidence that your financial future is in capable hands with our commitment to open communication and a foundation of trust.

Comprehensive solutions with cultural savvy

Get full-suite services that include understanding and respect for the cultural nuances at play in your decision-making.

Get Started
Learn More About Our Process

FAQs

What specialized services do you provide for Indian Americans?

Our team understands the complexities of both the US and Indian financial systems, so our services are tailored to your needs. We can create a single, clear path forward in light of the requirements of both nations, optimize growth while minimizing the impact of cross-border taxation, and strategize how to best move assets between India and the US seamlessly. Our Indian American clients often have deep and meaningful goals for the future of their families, so we also assist with funding higher education across continents, preparing for retirement that may span both countries, and structuring wealth transfer and charitable giving with all applicable regulations in mind.

Because of the complexities involved in managing wealth across borders, the Indian American community is sorely underserved in financial planning. The need for real, sophisticated wealth management is the same as any other American, but there are additional opportunities, restrictions, and nuances at play. Unfortunately, a one-size-fits-all approach falls short. We’ve put time and energy into mastering a cultural competency that uniquely positions us to serve this group with wisdom, understanding, and the necessary expertise.

Indian American
Inheriting Assets from India: An Insider’s View

Join Aliff Fazelbhoy in Redwood City to discuss Indian estate law, OCI rules, inheritance, taxes, and repatriating assets to the US.

  • June 10, 2026
  • 5:30–8:00 PM
  • Donato Enoteca, 1041 Middlefield Rd, Redwood City, CA 94063
Read More
A man carries a child on his shoulder while a woman walks beside them, smiling and holding a phone, outdoors near green bushes.
Blog

Our latest US-India insights

View All
A compass with a gold arrow pointing toward the word "INVEST" and a sphere displaying the Indian flag at the center.
  • Indian American
10 min read

GIFT City: Better Than Before, But Is It Really Good for US-based Individual Investors?

Gujarat International Finance Tec-City (GIFT City), India's first International Financial Services Center, has emerged as a significant development in the country's financial landscape. Positioned as India's answer to global financial hubs like Singapore and Dubai's DIFC, GIFT City has attracted considerable attention from investors, particularly Non-Resident Indians. However, as we examine the structure and offerings more closely, a critical question emerges: does GIFT City truly serve all investor segments equally, or is it primarily beneficial for a select few?
A man and woman sit at a desk with paperwork, smiling and listening to another person who is showing them something on a laptop.
  • Financial Planning, Indian American
8 min read

The Real Value of a Financial Planner

If you've ever wondered whether paying a financial planner is worth it, you're not alone. After all, why pay someone year after year when you could invest in a simple index fund yourself or pay for one-time advice and be done with it? Here's the truth that might surprise you: If you think a financial planner's job is just picking stocks and funds, you're missing about 80% of what they do.
A person wearing a yellow jacket and backpack stands on a hilltop with arms outstretched, overlooking a vast landscape of mountains under a clear sky.
  • Financial Planning, Indian American
3 min read

Financial Planning is About Freedom, Not Fear

Money is a powerful tool, but it's not the ultimate goal. Too often, people get caught up in the cycle of worrying about investments, retirement dates, and market fluctuations. They obsess over spreadsheets and projections, thinking that certainty will bring peace. The truth is simple: life isn't lived in numbers; it's lived in moments.
A last will and testament document on a table with a pen, a small house model, a pocket watch, and several hundred-dollar bills.
  • Estate Planning, Indian American
4 min read

Estate Planning Across Borders: Avoiding Costly U.S.–India Mistakes

For Indian families in the U.S., managing wealth across two countries can feel like navigating a maze blindfolded. With different laws, taxes, and inheritance rules, a simple act of passing on your assets can lead to unexpected tax bills and family disputes.
  • Indian American
3 min read

Comparing Investment Management & Wealth Management

Over the past few weeks, I’ve been catching up with friends and acquaintances, introducing them to my new profession in the world of wealth management. To my surprise, I’ve realized that many people—even those with thriving careers and significant investments—are unclear about the difference between investment management and wealth management. Since this seems to be a common source of confusion, I thought it would be helpful to write about it, especially for Indian Americans managing cross-border financial lives.
Two men in business suits pose for professional portraits; the man on the left stands in front of windows, while the man on the right has a plain brown background.
  • Indian American
5 min read

Beyond the Classroom: Legal Issues and Travel Tips for F-1 Students from Ganesh Kalyanaraman, an Immigration Expert

Manish Thomare, a Griffin Black Associate Wealth Advisor interviews Ganesh Kalyanaraman - a trusted immigration attorney to provide tips regarding the US. This interview is part of our ongoing series to empower the Indian community with practical guidance on both wealth and immigration matters.