March 26, 2026
Download a copy of our Form CRS
Griffin Black (“we”, “us” or “our”) is registered with the U.S. Securities and Exchange Commission (“SEC”) as
an investment adviser. Investment advisory services and compensation structures differ from that of a
registered broker-dealer, and it is important that you understand the differences.
Free and simple tools are available to research firms and financial professionals at www.Investor.gov/CRS. The
site also provides educational materials about broker-dealers, investment advisers, and investing
What investment services and advice can you provide me?
We provide Investment Management and Holistic Wealth Management to individuals, trusts, and estates (our
“retail investors”).
When a retail investor engages us to provide Investment Management services, we will monitor, on a
continuous basis, the investments in the accounts over which we have authority as part of our service. In
addition, as we provide our services on a discretionary basis, we will have the authority, without prior
consultation with you (unless you impose restrictions on our discretionary authority), to buy, sell, trade and
allocate the investments within your account(s) in a manner consistent with your investment objectives. Our
authority over your account(s) will continue until our engagement is terminated.
Our Holistic Wealth Management service offering includes both financial planning and the investment
management services described above. In unusual circumstances we may also be engaged to provide
financial planning services on a standalone basis.
When we provide financial planning services, we rely upon the information provided by the client for our
financial analysis and do not verify any such information while providing this service.
We do not limit the scope of our investment advisor services to proprietary products or a limited group or
type of investment.
Additional Information: For more detailed information about our Advisory Business and the Types of Clients
we generally service, please See Items 4 and 7, respectively in our ADV Part 2A.
Conversation Starters:
- Given my financial situation, should I choose an investment advisory service? Why or why not?
- How will you choose investments to recommend to me?
- What is your relevant experience, including your licenses, education, and other qualifications? What do these qualifications mean?
What Fees will I pay?
When engaged to provide Holistic Wealth Management or Investment Management, we will charge a fee
calculated as a percentage of your total available investable assets or total assets under our management,
respectively, (our “AUM Fee”). Our annual AUM Fee is negotiable but generally does not exceed 1.00% for
either service offering. However, clients who engage us to provide our Holistic Wealth Management service
are subject to an aged-based annual minimum annual fee ranging from $3,000 to $10,000. Pathfinder clients
are subject to an annual AUM Fee of 1.25%.
We typically deduct our AUM Fee from one or more of your accounts, in arrears, on a quarterly basis.
Because our AUM Fees for our Investment Management and Pathfinder services are calculated as a
percentage of your assets under management, the more assets you have in your advisory account, the more
you will pay us for our services. Therefore, when engaged to provide Investment Management, Holistic
Wealth Management or Pathfinder services, we have an incentive to encourage you to increase the assets
maintained in accounts we manage.
We offer ad hoc financial planning services on a stand-alone basis for our Investment Management clients on an hourly basis with fees ranging from $95 to $350 per hour
Other Fees and Costs: Your investment assets will be held with a qualified custodian. Custodians generally
charge brokerage commissions and/or transaction fees for effecting certain securities transactions. In
addition, relative to all mutual fund and exchange traded fund purchases, certain charges will be imposed at
the fund level (e.g., management fees and other fund expenses).
You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce
any amount of money you make on your investments over time. Please make sure you understand what fees
and costs you are paying
Additional Information: For more detailed information about our fees and costs related to our management of
your account, please See Item 5 in our ADV Part 2A.
Conversation Starter:
- Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?
What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?
When we act as your investment adviser, we have to act in your best interest and not put our interest ahead
of yours. At the same time, the way we make money creates some conflicts with your interests. You should
understand and ask us about these conflicts because they can affect the investment advice we provide you.
Here are some examples to help you understand what this means. We may recommend a particular
custodian to custody your assets, and we may receive support services and/or products from that same
custodian, certain of which assist us to better monitor and service your account while a portion may be for
the benefit of our firm.
Conversation Starter:
- How might your conflicts of interest affect me, and how will you address them?
Additional Information: For more detailed information about our conflicts of interest, please review our ADV
Part 2A.
How do your financial professionals make money?
Our financial professionals are compensated on a salary basis. Certain of our financial professionals may also
receive a performance bonus from time-to-time based upon their individual professional ability as well as on
financial performance of the firm. You should discuss your financial professional’s compensation directly with
your financial professional.
Do you or your financial professionals have legal or disciplinary history?
No. We encourage you to visit www.Investor.gov/CRS to research our firm and our financial professionals.
Furthermore, we encourage you to ask your financial professional: As a financial professional, do you have
any disciplinary history? If so, for what type of conduct?
Additional information about our firm is available on the SEC’s website at www.adviserinfo.sec.gov. You can
contact our Chief Compliance Officer at any time to request a current copy of your ADV Part 2A or our
relationship summary. Our Chief Compliance Officer may be reached by phone: (650) 368-5785.
Conversation Starters:
- Who is my primary contact person?
- Is he or she a representative of an investment adviser or broker-dealer?
- Who can I talk to if I have concerns about how this person is treating me?
A copy of our Part 2A is available at: ADV Part 2A