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Terrence Palazzolo

Lead Wealth Advisor
Terrence Palazzolo

Terrence Palazzolo is a career changer who applies his deep experience in corporate finance to his passion for personal finance. Prior to joining Griffin Black, he held senior positions in corporate planning and strategy in the retail industry. In his role as a strategic leader he developed and managed financial forecasts and maximized shareholder wealth. This has now evolved into helping individual clients achieve their goals and gain financial peace of mind.

Financial literacy outreach is very important to Terrence. He volunteers at pro bono Financial Planning Day events to help increase community awareness of personal finance topics.

Professional Degrees & Credentials

  • BS, Business Administration/Finance, California Polytechnic State University, San Luis Obispo
  • Financial Planning Certificate Program, Boston University
  • Certified Financial Planner® (CFP®) Professional

Personal

I love to travel, both locally and globally. I’m a native Californian, and I love to visit California state parks and the wine country. Whether it is a day trip to Sonoma County for a hike, or a weekend in Paso Robles for horse-riding, I simply love to experience everything California has to offer!

In addition, my wife hails from Quebec, Canada — specifically the city of Montreal – and so we enjoy visiting that wonderful city often to explore both the great outdoors as well as the many culinary delights of the Old Port neighborhood.

A waterfront with docked boats and historic buildings in the background, set against a skyline of modern high-rise structures.

Terrence's Recent Posts

A person using a calculator next to a laptop, with papers, a notepad, and a pen on a desk.
It’s everyone’s favorite time of year: tax time! As you’re filing your taxes this year, you will undoubtedly be faced with a lot of tax lingo. It can be overwhelming if you are not familiar with the terminology. A common tax question is “did you buy or sell any assets this year?”. This question is really getting at the treatment of a capital gain or capital loss. Now, you may prefer to turn over the documents showing this information to your tax software or CPA, but understanding how a capital asset is taxed can help you make smart decisions during the tax year.
A person inserts a block labeled "INFLATION" into a stack of wooden blocks labeled with terms like BUSINESS, ECONOMY, and BUDGET, illustrating the impact of inflation on various economic aspects.
Inflation has been one of the hottest topics in economic news throughout 2023. Maybe you have read about inflation in the news or talked about the most recent data at the proverbial water cooler. If you have not heard about the recent bout of inflation, you have certainly felt its effects. Maybe that’s led you to ask questions like “why do we have inflation?” It is a good question, and one that has a very meaningful impact on your financial goals.
Five colorful piggy banks face an orange, five-way arrow on a white background, suggesting different financial choices or savings paths.
Picture this scenario: You have finished a grueling interview process. After days of studying and fielding questions in front of the mirror, you finally get the offer. The job is a perfect fit for you, the salary looks great, and you even get some nice benefits! On your first day, your HR representative asks if you want to take advantage of the company’s 401(k) plan.

Let’s Get Acquainted

What can we help you find?

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Griffin Black Portal

  • Investment Reporting
  • Meeting Notes
  • Account Statements
  • Single Signon to eMoney
  • Billing Statements
  • Document Sharing
  • Tax Statements (1099s, etc)
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emX / eMoney

  • Financial Planning Tool
  • Account Aggregator
  • Budgeting & Spending
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NetXInvestor®

  • e-Delivery – Going Paperless
  • Tax Documents (1099, 1099R, etc.)
  • Account Statements
  • Pershing Communications