Get Started
Client Login

Category: Investing

A hand holding a one-dollar bill that appears to be disintegrating into small particles from the left side against a black background.
  • Financial Planning, Investing
5 min read

Why Cash Is Not a Long-Term Investment

In times of market uncertainty, many investors seek the safety of cash. This has certainly been true over the past several years as markets have fluctuated dramatically due to the pandemic, geopolitical events, Fed rate hikes, inflation, gridlock in Washington, technology trends, and more. More recently, the possibility of worse-than-expected inflation and a delay of the anticipated Fed rate cut have led to renewed investor concerns. At the same time, interest rates on cash are at their highest levels in decades, making it appear that there are attractive “risk-free” returns. How should investors today really think about cash?
A winding dirt path leads through rolling green hills toward a bright setting sun, with a dramatic sky filled with scattered dark clouds.
  • Investing
3 min read

Down, but Not Out: The Case for Future Growth

The year 2022 is one that most investors might wish to forget. In addition to the bear market in equities caused largely by rising inflation and related economic uncertainties, we saw steep losses in bonds due to similar factors. In related news, though the 60/40 portfolio (60% stocks/equities, 40% bonds/fixed income) has been the mainstay of moderate-growth investors for decades, the poor recent returns in both asset classes may be causing some to wonder if it can be expected to deliver in the future as it has in the past.
A tortoise with a patterned shell is resting on dry grass in a sunlit natural setting.
  • Investing, My Money & Me
3 min read

Quick! Don’t Do Anything!

We’ve written recently about the relationship between personality and financial behavior. And it’s a well-known fact that wealth accumulation and investment management is affected as much, if not more, by non-financial factors as by financial ones. Because financial outcomes depend so heavily on behavior, how you manage your emotions in connection with your finances plays a huge role in the type of investing and financial management experiences you have. In particular, the emotional urge to “do something” in response to short-term changes in market conditions often delays or derails many investors’ progress toward their long-term financial goals.
A smartphone displaying the U.S. Department of the Treasury website with the "Debt Limit" section open, against a background of hundred-dollar bills.
  • Current & Economic Events, Investing
5 min read

What the Looming Debt Ceiling Deadline Means for Investors

The federal debt limit is once again in the news as the country rapidly approaches a critical deadline on June 1st. Investors are understandably nervous about Washington failing to reach an agreement, a possibility that both sides agree would be self-inflicted damage. And while it's unclear how this will play out in the coming weeks, the fortunate news is that financial markets are mostly taking these events in stride. How can investors maintain the right perspective around political and fiscal uncertainty?
Image depicting a comparison between stocks and bonds, represented by two documents with graphs and charts, with the word "vs" in the middle.
  • Investing, Young Investors
6 min read

Taking Stock: Basic Vocabulary for Younger Investors

Have you ever heard people say things like, “The market was up today,” or “I just looked at the news, and my stocks are all down”? Or maybe you’ve seen headlines like “Investors Moving into Bonds as Rates Fall,” or “Index ETFs Gain in Popularity.” Maybe you’ve wondered about this unfamiliar language that other people seem to understand. Maybe you wish you understood more about it yourself.
A hand arranges wooden letter blocks to spell "NEW JOB" on a wooden surface, surrounded by pencils, paper clips, and a binder clip.
  • Current & Economic Events, Investing, My Money & Me
4 min read

How Corporate Earnings Can Guide Long-Term Investors

While major stock market indices have rallied this year, investors continue to receive mixed signals from the economy, and that has made a lot of people nervous.
A woven basket filled with brown eggs is hanging beside lush green leaves in bright sunlight.
  • Investing
3 min read

When Concentration Isn’t Good for You 

We’ve all heard the adage: “Don’t put all your eggs in one basket.” In fact, this concept is the cornerstone of one of the most important concepts for successful long-term investing: diversification. But for a few years now, many investors have taken a different approach: “Put all your eggs in one basket, and watch that basket very carefully.”
A man wearing a plaid shirt and jeans sits on a car seat, fastening his seatbelt with a focused expression.
  • Current & Economic Events, Investing
4 min read

The Importance of Staying in Your Seat When the Roller Coaster is Moving

A key lesson to be learned from challenging market environments like these is that long-term investment success requires steadiness. It’s the price we pay for those 8% - 10% average long-term historical returns. And that’s why it's so important to never focus on or overreact to short-term market movements, especially over a single day.
A person interacts with a futuristic transparent touchscreen displaying "Long Term Goals" and various icons, with a global digital network background.
  • Current & Economic Events, Investing
5 min read

Why Investing Is Hard but Still Worth Doing in Today’s Market

For long-term investors, facing periods of geopolitical risk is unavoidable. Headlines on regional and global conflicts can be alarming since they disrupt the typical flow of business and market news. These events are also difficult to analyze and their outcomes challenging to predict. Of course, this doesn’t stop many short-term traders from talking about....
Top-down view of a table with drinks and notebooks, centered around a large sheet of paper that says "Think Positive.
  • Current & Economic Events, Investing
4 min read

How Long-Term Investors Can Be Optimistic When Others are Negative

For long-term investors, facing periods of geopolitical risk is unavoidable. Headlines on regional and global conflicts can be alarming since they disrupt the typical flow of business and market news. These events are also difficult to analyze and their outcomes challenging to predict. Of course, this doesn’t stop many short-term traders from talking about....
A hand holding a pen next to an open notebook with the words "Have patience, the results will show" written on the pages. An ornate box and fountain pen cap lie on the table.
  • Investing
5 min read

Why Patience Is the Most Important Principle of Long-Term Investing

For long-term investors, facing periods of geopolitical risk is unavoidable. Headlines on regional and global conflicts can be alarming since they disrupt the typical flow of business and market news. These events are also difficult to analyze and their outcomes challenging to predict. Of course, this doesn’t stop many short-term traders from talking about....
Two women are shaking hands across a table in an office setting, while a man sits and observes, smiling. Green pendant lights and glass windows are visible in the background.
  • Investing, My Money & Me
4 min read

What To Do With Your RSUs

With the competition for quality employees growing, many companies have turned to equity compensation as a way to attract and retain talent. Currently, the most common form of equity compensation is restricted stock units (RSUs). And while RSUs may seem straightforward, they are also frequently misunderstood, especially by employees who have previously dealt with options and who therefore may not completely grasp how the two vehicles differ.
Subscribe

Stay informed

Subscribe to receive timely financial insights and invitations to our exclusive events

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Name
Sign up: