Insights from Griffin Black

Market wisdom and financial perspective for those who seek clarity. Read our latest analysis on wealth building, investment strategy, and planning for what matters most.
Illustration depicting the cycle of market emotions, including stages like optimism, excitement, euphoria, anxiety, fear, desperation, panic, capitulation, despondency, depression, hope, and relief.
5 min read

What Defines a Recession? And Is a Soft Landing Possible?

One question at the forefront of investors' minds is whether the economy can achieve a so-called "soft landing" in the face of high inflation, rising interest rates, Fed rate hikes, geopolitical conflicts, and other challenges. A soft landing would require the economy to slow gradually without creating a downward spiral in consumer demand and business investment.
Photo by Jason Briscoe on Unsplash
9 min read

Ready to Buy Your First Home? Here’s What You Need to Know

Being a first-time homebuyer isn’t quite as easy as it looks—especially if you’re a young professional with a budding family, an emerging career, perhaps some student loans or consumer debt to tackle, and an ever-growing list of financial priorities vying for your paycheck.
Two people are sitting at a table with a laptop and documents, engaging in a conversation. One person is giving a thumbs-up sign, and both appear to be in a positive mood.
6 min read

Fall In Love With Your Finances

We may all be guilty of putting our finances on the backburner from time to time, especially when life gets hurried and there don’t seem to be enough hours in the day to, well… breathe! Between career responsibilities, family duties, and trying to remember to drink enough water (does coffee count as water?), your finances may deserve a little more love.
Hands holding a piggy bank with "Inherited IRA" written in red marker. Books, glasses, and a red marker cap are on the black wooden table.
4 min read

You’ve just inherited an IRA. Great. Now What?

Happy 40th birthday to the IRA! IRAs first became available to most of us in 1981, back when many retirees still had access to traditional pension plans. In those ensuing years, however, traditional pensions have become ever less common while so-called “defined contribution plans” (e.g., IRAs and 401(k)s) have taken their place as the predominant retirement savings vehicles.
A person interacts with a futuristic transparent touchscreen displaying "Long Term Goals" and various icons, with a global digital network background.
5 min read

Why Investing Is Hard but Still Worth Doing in Today’s Market

For long-term investors, facing periods of geopolitical risk is unavoidable. Headlines on regional and global conflicts can be alarming since they disrupt the typical flow of business and market news. These events are also difficult to analyze and their outcomes challenging to predict. Of course, this doesn’t stop many short-term traders from talking about....
A woman with glasses, wearing a blue shirt, sits at a table in a kitchen, reading a document and using a calculator. A pink mug is on the table beside her.
7 min read

Five Mistakes Women Make with Their Money

Over the past fifteen years I've had the pleasure of working with many smart and capable professional women. I've spoken with even more about their finances. Here are the biggest mistakes I've seen these smart women make with their money.
Top-down view of a table with drinks and notebooks, centered around a large sheet of paper that says "Think Positive.
4 min read

How Long-Term Investors Can Be Optimistic When Others are Negative

For long-term investors, facing periods of geopolitical risk is unavoidable. Headlines on regional and global conflicts can be alarming since they disrupt the typical flow of business and market news. These events are also difficult to analyze and their outcomes challenging to predict. Of course, this doesn’t stop many short-term traders from talking about....
A hand holding a pen next to an open notebook with the words "Have patience, the results will show" written on the pages. An ornate box and fountain pen cap lie on the table.
5 min read

Why Patience Is the Most Important Principle of Long-Term Investing

For long-term investors, facing periods of geopolitical risk is unavoidable. Headlines on regional and global conflicts can be alarming since they disrupt the typical flow of business and market news. These events are also difficult to analyze and their outcomes challenging to predict. Of course, this doesn’t stop many short-term traders from talking about....
A woman with curly hair and glasses, wearing a white blouse and pink blazer, stands in front of a whiteboard covered in notes and diagrams, smiling at the camera.
7 min read

Cash Flow Planning for the Young Professional Who Wants It All

Remember being a kid and thinking, “I can’t wait to grow up and do whatever I want?” Well, it’s safe to say if you’re reading this, you’ve arrived. Now you are the personal CEO of your own life. You get to call the shots. You decide what’s important, what happens next, when, in what order, and why. But, naturally, many of your decisions will be dependent upon available cash flow, which is why cash flow planning should really be at the heart of all the important decisions you make.
A hand is marking a checkbox with a red check next to "No" among three options: "Yes," "No," and "Maybe," written in black letters.
5 min read

The Positive Power of ‘No’

“No” has gotten a bad rap. When we hear ‘no’ we tend to associate it with bad things, negative outcomes, not being able to do or get something. But ‘no’ has another side – a creative, positive, enabling side – and one we shouldn’t lose sight of. The fact is that, as much as people may dislike it, the world is full of choices and limits. And without a willingness to say ‘no’ to some things we can never truly say ‘yes’ to other things....
A person wearing a military uniform, seated on the grass outdoors, with trees and a body of water in the background.
14 min read

Well, and Wisely Done

It’s been ten years since my Dad passed away. But I’ll never forget the experience of caring for my parents through their last years. So this month’s webinar on the aging process and long-term care is an especially poignant one for me. In memory my own caregiving experience – and in the hope that it might help other adult children facing their parents’ decline....
Ukrainian flag waving in front of the Motherland Monument in Kyiv, with a cityscape and dramatic sky in the background.
6 min read

How Geopolitical Risk in Ukraine Impacts Long-Term Investors

For long-term investors, facing periods of geopolitical risk is unavoidable. Headlines on regional and global conflicts can be alarming since they disrupt the typical flow of business and market news. These events are also difficult to analyze and their outcomes challenging to predict. Of course, this doesn’t stop many short-term traders from talking about....

Griffin Black, LLC is an SEC registered investment adviser; registration does not imply skill or training. Content is for informational purposes only and is not investment, legal, tax, or accounting advice. No client relationship is created by viewing this site. Information is believed reliable but not guaranteed. Investing involves risk, including loss of principal; past performance does not guarantee future results. Any testimonials or ratings may not reflect all experiences and are not indicative of future outcomes. Additional information, including fees and services, is available in our Form ADV Part 2A.

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